{"id":3131214,"date":"2018-10-01T02:35:19","date_gmt":"2018-10-01T06:35:19","guid":{"rendered":"https:\/\/www.friendsjournal.org\/kutafuta-uwanja-imara-kwenye-dimbwi-la-pesa\/"},"modified":"2018-10-01T02:35:19","modified_gmt":"2018-10-01T06:35:19","slug":"kutafuta-uwanja-imara-kwenye-dimbwi-la-pesa","status":"publish","type":"post","link":"https:\/\/www.friendsjournal.org\/sw\/kutafuta-uwanja-imara-kwenye-dimbwi-la-pesa\/","title":{"rendered":"Kutafuta Uwanja Imara kwenye Dimbwi la Pesa"},"content":{"rendered":"
\"\"
\u00a9 Photobank<\/figcaption><\/figure>\n

Siwezi<\/span> kufikiria kwamba mkutano wangu, Central Philadelphia, ni peke yake katika flailing wetu kuzunguka katika kinamasi kama sisi kujaribu kushughulikia masuala ya fedha.<\/span><\/p>\n

Bila shaka, tuna hali yetu ya kipekee. Kama mkutano ulioanzishwa kwa muda mrefu katika sehemu ya katikati mwa jiji la Philadelphia, tunakuja na historia ndefu na tumekusanya mkusanyiko wa amana na zawadi kubwa. Jumba letu la mikutano ni sehemu ya Kituo cha Marafiki, ambapo Kamati ya Huduma ya Marafiki wa Marekani (AFSC), Mkutano wa Mwaka wa Philadelphia, na mashirika mengine mengi yana nyumba zao. Ingawa hali hii huleta fursa nzuri, pia inakuja na gharama zisizobadilika za juu (hakuna chaguo la kukutana katika maktaba ya karibu kwetu!) na huzuia uhuru wetu wakati wa kufanya maamuzi ya kifedha. Mambo haya yote huwa yanazuia wanachama wetu kuhisi mamlaka juu ya hali yetu ya kifedha. <\/span><\/p>\n

Watu wengine wanaweza kuonea wivu matatizo yetu. Nakumbuka miaka ya nyuma katika miaka ya 90, wakati soko la hisa lilikuwa likiimarika na riba ikija kuliko tulivyohitaji kulipia gharama zetu, tulitumia muda mwingi kuhoji nini cha kufanya na ziada. Sikuwa na subira. Niliona haiwezekani kufikiria pesa hizi kuwa zetu. Baada ya yote, ni nishati gani tuliyoweka ili kuipata? Nilifikiri\u2014na kusema\u2014kwamba tunapaswa tu kuitoa kwa muda mfupi tu uliotumiwa iwezekanavyo, ili tuweze kuokoa nishati yetu ya utambuzi kwa masuala ambayo yalikuwa yanatuhusu kweli. <\/span><\/p>\n

Pia kulikuwa na sauti zilizozungumza kwa niaba ya siku ya mvua, na juu ya hitaji la kuwa wasimamizi wazuri wa kile tulichokabidhiwa. Tulilazimika kufanya uamuzi wa aina fulani juu ya nini cha kufanya. Tuliishia kutumia muda wa kutosha katika kinamasi cha kutokuwa na maamuzi; msingi thabiti wa kufanya uamuzi unaotegemea imani haukuwezekana. Tulifaulu kukabiliana na hali hii, tukijitahidi kutenda kwa uadilifu kila mwaka\u2014mpaka Mdororo Mkuu wa Uchumi ulipoleta changamoto mpya kabisa kuanzia 2007. <\/span><\/p>\n

Chanzo cha mapato ambacho tulitegemea kukidhi gharama kubwa za kudumu sasa kilikuwa kidogo sana. Bila uwezo wa kurekebisha kwa uangalifu mbinu yetu ya kupanga bajeti, tuliishia kutumia chini, kwa muda wa miaka miwili, wasia wa ukarimu kutoka kwa mwanachama aliyekufa hivi karibuni na mpendwa, ili kulipa bili zetu. Bila chaguzi nyingine zinazoonekana za muda mfupi, kulikuwa na upinzani mdogo wakati huu, lakini tulishiriki hisia ya huzuni kubwa. <\/span><\/p>\n

Fedha za mkutano zimepata nafuu (kama soko la hisa), na tunafanya kazi kwa bidii ili kujenga uthabiti wetu. Tumeweka umakini zaidi kwenye kampeni yetu ya Kila Mwanachama, na tumeelewana kwamba ingawa Quakers waliokufa wanaweza kusaidia miundombinu yetu, wale ambao wanaishi leo wanapaswa kulipia gharama zinazohusiana na maisha yanayoendelea ya mkutano. Sidhani kama kuna mtu ana udanganyifu wowote kwamba tumetoka kwenye kinamasi hicho cha kifedha. <\/span><\/p>\n

Sasa hiyo ilikuwa ni hatua ambayo tulikuwa tumesimama juu ya ardhi imara: hillock ndogo katika kinamasi kubwa sana, kuwa na uhakika, lakini imara hata hivyo.<\/p><\/div><\/span><\/p>\n

A<\/span> s nikitafakari jinsi tunavyoweza kupata njia yetu ya kufikia msingi thabiti zaidi, nakumbuka maneno ya Rafiki yetu mpendwa John Woolman katika<\/span>
\n On Trading in Superfluities.<\/span>
\n<\/i>, \u201cChimba kwa kina. . . . Tupa kitu kilicholegea kwa uangalifu, na ushuke kwenye mwamba, msingi thabiti, na hapo usikilize Sauti ya Kiungu inayotoa sauti iliyo wazi na ya hakika.\u201d Je, maamuzi yetu kuhusu pesa yana ukweli wapi? Ni wapi tunaweza kusema kwamba tumesimama kwenye ardhi imara? <\/span><\/p>\n

Katika kipindi cha baada ya Mdororo Mkubwa wa Uchumi, ambapo kila mtu alizingatia uharibifu uliofanywa na benki kubwa, kampeni ya Move Your Money ilituhimiza kuhamisha pesa zetu kwa taasisi nyingi za kifedha za kijamii. Tayari nilikuwa nimehamisha akaunti ya kibinafsi ya familia yetu na nilikuwa miongoni mwa kikundi kilichoomba mkutano wetu ufanye vivyo hivyo. Kwa kujibu, mweka hazina wetu na katibu walijitolea kufanya kazi kubwa (iliyotokea) ya kuhamisha mali zetu zote za kioevu kwa chama cha mikopo cha ndani. Sasa hiyo ilikuwa ni hatua ambayo tulikuwa tumesimama juu ya ardhi imara: hillock ndogo katika kinamasi kubwa sana, kuwa na uhakika, lakini imara hata hivyo.<\/span><\/p>\n

Huo pia ulikuwa wakati ambapo umuhimu wa uwezekano wa uwekaji mafuta wa mafuta ulianza kupenya ufahamu wa wawekezaji wanaojali kijamii. Pamoja na majaliwa mengi ya mikutano ya Quaker ya eneo la Philadelphia inayosimamiwa na Friends Fiduciary Corporation, badiliko la kiutendaji likawa lengo la kikundi cha Marafiki wenye nia ya ecojustice katika mkutano wa kila mwaka. Kwa kuwa Quakers wana historia ndefu iliyoshirikiwa ya kuchunguza ”mbaya” kutoka kwa uwekezaji wetu, kuongeza nishati ya mafuta kwenye orodha hiyo ya uwekezaji usiokubalika kulionekana kuwa ombi linalofaa. <\/span><\/p>\n

Tulihimiza mikutano iwaandikie Marafiki Fiduciary, tukiuliza shirika kuhama. Kulikuwa na jibu zuri: Mnamo 2013 Friends Fiduciary iliamua kuwatenga makampuni ya makaa ya mawe na huduma zinazohusiana na uwekezaji wake, kutoa hisa katika baadhi ya makampuni ya mafuta yenye hifadhi kubwa zaidi na rekodi mbaya zaidi za kukataa mabadiliko ya hali ya hewa, na kutoa Mfuko mpya mbadala wa Green Fund. <\/span><\/p>\n

Hatua iliyofuata ilikuwa kuhimiza mikutano ili kuhamisha mali zao\u2014au angalau sehemu yao\u2014kwenye hazina mpya. Uamuzi huu ulikuja na gharama, kwani kurudi kutoka kwa Mfuko wa Kijani ulikuwa chini kuliko ule wa mfuko mkuu. Ilitia moyo kuona jinsi mikutano mingi, yetu miongoni mwao, ilivyokabili changamoto hiyo. Hili lilikuwa tukio lingine la kupata msingi thabiti: wa kuchukua hatua ambayo ni kweli. Hii inaweza kuwa zaidi ya hillock pekee. Huku mapato yanayoweza kurejeshwa yakizidi yale ya nishati ya kisukuku na hifadhi nyingine nyingi, matarajio ya harakati zaidi katika Friends Fiduciary inaonekana kuwa sawa. <\/span><\/p>\n

Hizi zilikuwa pesa tulizokusanya wenyewe, kwa heshima ya zawadi zetu na majirani zetu, na tulizitoa kwa furaha.<\/p><\/div><\/span><\/p>\n

O<\/span> mkutano wetu umepata msingi mwingine thabiti na uchangishaji fedha msimu huu wa kuchipua. Miaka kadhaa iliyopita, mshiriki mwingine mkarimu na mpendwa (ambaye bado yuko hai) alitoa zawadi kubwa ya mkutano, nusu yake ilitengwa kwa majirani zetu walio na shida. Kamati yetu ya Amani na Maswala ya Kijamii, iliyopewa dhamana ya kutoa fedha hizi, iliwahoji wanachama kuona ni wapi wanachangia na kujitolea, na tulichagua vikundi vinne katika jiji ambalo tayari tulikuwa na uhusiano fulani wa kuunga mkono kwa wakati. <\/span><\/p>\n

Miaka mitatu ya mchakato huu, huku fedha za awali zikianza kupungua, kamati iliamua kuandaa uchangishaji ili kujaza akaunti hiyo. Tulitaka kusisitiza furaha ya muunganisho, kwa hivyo tukaitoza kama \u201cFiesta ya Marafiki Wapendanao,\u201d tukaanzisha onyesho la kufurahisha lililojaa shughuli za kila rika, tukapata mshiriki mwenye kipawa cha kutoa muziki wa kucheza dansi, tukaanzisha ofa ya dola tano na chini, na tukapanga mnada wa kimya kimya. Sio tu kwamba tulichangisha pesa zaidi nje ya michango ya watu binafsi kuliko (katika kumbukumbu yangu) tuliyopata, lakini tulikuwa na wakati mzuri pamoja. Cha kushangaza zaidi ni kile tulichojifunza kuhusu zawadi za kila mmoja wetu kutoka kwa mnada wa kimya. Hizi zilikuwa pesa tulizokusanya wenyewe, kwa heshima ya zawadi zetu na majirani zetu, na tulizitoa kwa furaha.<\/span><\/p>\n

Je, tumeunganishwa sana na masoko ya fedha kwamba habari zao njema ni zetu?<\/p><\/div><\/span><\/p>\n

Licha<\/span> ya sehemu hizi za kuahidi za ardhi dhabiti, nina uhakika kwamba kinamasi kitakuwa nasi kwa muda. Nafikiria vikao vyetu vya kila mwaka vya mikutano ya majira ya kiangazi mwaka wa 2014. Tulikuwa tumepitia baadhi ya miaka nyororo na yenye uchungu kufuatia mdororo wa uchumi, tukiwaacha zaidi ya theluthi moja ya wafanyakazi wetu wanaolipwa na kupunguza gharama za programu hadi mfupa. Baada ya miaka kadhaa zaidi ya udhibiti mkali wa fedha, akiba ya kulazimishwa, na matumizi ya kubana matumizi, hatimaye, kwenye vikao mwaka huo, tulisikia habari njema: matumizi yalikuwa thabiti; rasilimali zilikuwa juu; mapato yalikuwa yanaonyesha tabia ya kupanda. Iwapo soko la hisa litaendelea kukua, tunaweza kutarajia taarifa za fedha za kutia moyo zaidi kwa miaka mingi ijayo. <\/span><\/p>\n

”Ikiwa soko la hisa litaendelea kukua …” <\/span><\/i>Je, tumeunganishwa sana na masoko ya fedha kwamba habari zao njema ni zetu? Je, tunataka kuweka matumaini yetu katika mfumo ambao msukumo wake wa ndani kuelekea viwango vya juu vya riba na ukuaji huzaa ukosefu wa usawa na kuweka mkazo zaidi kwenye biolojia yetu isiyo na kikomo na dhaifu?<\/span><\/p>\n

Nadhani tunahitaji kuweka juhudi katika kuweka akili zetu karibu na asili na kiwango cha kinamasi hiki. Ujumbe uliojaa juu ya jukumu letu katika mfumo huu wa kiuchumi-tunahitaji vitu zaidi; ushindani huleta bora yetu; matangazo huongeza furaha yetu; ubinafsi na uchoyo ni nyenzo za ujenzi wa uchumi mzuri\u2014hakika hautatuongoza kwenye msingi thabiti. <\/span><\/p>\n

Tunaweza kusimama katika upinzani, lakini kujitenga wenyewe ni suala jingine. Ni vigumu kuwa na uadilifu katikati ya mfumo wa kiuchumi ambao kimsingi hauna. Ingawa sisi tulio na deni tunakabiliana na deni lililoongezeka, wengine huweka akiba kwa matumaini kwamba faida hiyo itaandaa usalama wetu wa wakati ujao. Taasisi zetu tunazozipenda zinategemea afya ya masoko. Ni vigumu kufikiria njia mbadala, lakini hiyo inaweza kuwa muhimu katika kutafuta njia yetu mbele. <\/span><\/p>\n

Itasaidia kusikiliza maswali ambayo yana pete ya ukweli, na kuyafuata kuelekea msingi thabiti. Miaka kadhaa iliyopita, Rafiki Mwafrika Mmarekani huko Philadelphia aliuliza kwa nini mkutano wetu wa kila mwaka haukuwekeza katika jumuiya yake. Hili ni swali ambalo linasikika kweli. Inapendekeza uwezekano mpya ambao unapita zaidi ya kuchunguza kile ambacho hatutaki na kuwekeza katika kile ambacho ni muhimu sana kwetu. Bila shaka, kuna maswali. Vipi kuhusu usalama wa vitega uchumi hivyo? Vipi kuhusu kurudi? Je, tunasawazishaje wajibu wa uaminifu na wajibu wa kuwa waaminifu kwa imani zetu? Kundi la Marafiki katika mkutano wetu wa kila mwaka kwa sasa linakusanya taarifa kuhusu chaguo na kuchukua msukumo wa jumuiya, likiwasilisha matokeo haya kwa shirika. <\/span><\/p>\n

 <\/p>\n

A<\/span> Natafakari juu ya uzoefu wa mkutano wetu na mkutano wa kila mwaka, hatua zetu zinaonekana kusimama na mafanikio yetu machache. Nina hakika kuna changamoto nyingine mbele yetu. Bado ninatumai kwamba kusimulia hadithi hizi kunaweza kuwahimiza Marafiki kuthamini zaidi kile ambacho tayari wamekamilisha au kujaribu maeneo mapya ambayo huenda yalionekana kutoweza kufikiwa hadi sasa. Tunaposherehekea kila sehemu ya msingi ambayo tunaweza kupata na kupata ufahamu bora wa kinamasi kinachoizunguka, tutaweza kushughulikia masuala yanayohusiana na pesa kwa ujasiri zaidi, uadilifu, na labda hata kwa furaha. <\/span><\/b><\/p>\n","protected":false},"excerpt":{"rendered":"

Mkutano wa Marafiki hutazama zaidi ya siku za mvua ili kujenga uhusiano bora na pesa.<\/p>\n","protected":false},"author":3,"featured_media":3080939,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9822],"tags":[10727,10921,10909,23832,14189,23833,11343,10742,23834,10939],"fpb_issue_category":[10244],"class_list":["post-3131214","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vipengele","tag-habari","tag-jambo","tag-jumuiya","tag-kila-mwanachama","tag-mdororo-mkubwa","tag-mfuko-wa-kijani","tag-mkutano-wa-kila-mwaka-wa-philadelphia","tag-msaada","tag-philadelphia-ya-kati","tag-uadilifu","fpb_issue_category-mikutano-na-pesa"],"yoast_head":"\nKutafuta Uwanja Imara kwenye Dimbwi la Pesa - Friends Journal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.friendsjournal.org\/sw\/kutafuta-uwanja-imara-kwenye-dimbwi-la-pesa\/\" \/>\n<meta property=\"og:locale\" content=\"sw_KE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kutafuta Uwanja Imara kwenye Dimbwi la Pesa\" \/>\n<meta property=\"og:description\" content=\"Mkutano wa Marafiki hutazama zaidi ya siku za mvua ili kujenga uhusiano bora na pesa.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.friendsjournal.org\/sw\/kutafuta-uwanja-imara-kwenye-dimbwi-la-pesa\/\" \/>\n<meta property=\"og:site_name\" content=\"Friends Journal\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/friendsjournal\/\" \/>\n<meta property=\"article:published_time\" content=\"2018-10-01T06:35:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.friendsjournal.org\/wp-content\/uploads\/2018\/10\/Haines.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"779\" \/>\n\t<meta property=\"og:image:height\" content=\"438\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Martin Kelley\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@friendsjournal\" \/>\n<meta name=\"twitter:site\" content=\"@friendsournal\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Martin Kelley\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.friendsjournal.org\\\/sw\\\/kutafuta-uwanja-imara-kwenye-dimbwi-la-pesa\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.friendsjournal.org\\\/sw\\\/kutafuta-uwanja-imara-kwenye-dimbwi-la-pesa\\\/\"},\"author\":{\"name\":\"Martin Kelley\",\"@id\":\"https:\\\/\\\/www.friendsjournal.org\\\/sw\\\/#\\\/schema\\\/person\\\/7ed35dbed87f6eb86c60eeb3e20e078e\"},\"headline\":\"Kutafuta Uwanja Imara kwenye Dimbwi la Pesa\",\"datePublished\":\"2018-10-01T06:35:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.friendsjournal.org\\\/sw\\\/kutafuta-uwanja-imara-kwenye-dimbwi-la-pesa\\\/\"},\"wordCount\":1602,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.friendsjournal.org\\\/sw\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.friendsjournal.org\\\/sw\\\/kutafuta-uwanja-imara-kwenye-dimbwi-la-pesa\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.friendsjournal.org\\\/wp-content\\\/uploads\\\/2018\\\/10\\\/Haines.jpg\",\"keywords\":[\"habari\",\"jambo\",\"jumuiya\",\"Kila Mwanachama\",\"Mdororo Mkubwa\",\"Mfuko wa Kijani\",\"mkutano wa kila mwaka wa philadelphia\",\"msaada\",\"Philadelphia ya kati\",\"uadilifu\"],\"articleSection\":[\"Vipengele\"],\"inLanguage\":\"sw-KE\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.friendsjournal.org\\\/sw\\\/kutafuta-uwanja-imara-kwenye-dimbwi-la-pesa\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.friendsjournal.org\\\/sw\\\/kutafuta-uwanja-imara-kwenye-dimbwi-la-pesa\\\/\",\"url\":\"https:\\\/\\\/www.friendsjournal.org\\\/sw\\\/kutafuta-uwanja-imara-kwenye-dimbwi-la-pesa\\\/\",\"name\":\"Kutafuta Uwanja Imara kwenye Dimbwi la Pesa - 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